- Listen to the quiet..Ranking for signal to noise ratio http://t.co/GN7JmQea
- These are all GREAT! 7 Of The Most Shared And Innovative Marketing Youtube Videos From 2012 http://t.co/DdQah0GT via @zite
- New Blog Post: Does Your Cat or Dog Need a New (and Unique!) Companion? Check This Out! http://t.co/ZwJEWWfB
- Yummy food comes with a price..Nearly All Restaurant Entrees Exceed USDA Nutrition Recommendations http://t.co/voUkpa7x via @zite
- If you buy large bags of pet food, pour the food into a storage bin, then throw the bag away, take a picture of... http://t.co/85glCiz6
How Can I Afford Care for my Pet?
As all pet parents know, care for pets can be quite costly. So what are some options to help with pet care costs?
A popular choice for pet care payment is pet insurance. Normally, treatment is paid for at the time it is given, then a claim form is submitted to the insurance company for reimbursement.
With more than 1 in 3 pets needing emergency care annually, and 2 out of 3 pets experiencing serious health problems in their lifetime, pet insurance demands have grown significantly in recent years. Since there are several per insurance companies offering coverage, it is important to do some research to determine what company and coverage works best for your pets. Following are some points to consider when selecting a pet insurer:
- Are there any breed specific exclusions or higher rates for specific breeds?
- Are there exclusions or higher rates based on pet’s age?
- Are there plans to cover multiple pets? Are there discounts if insuring multiple pets?
- What is the deductible, co-pay?
- What procedures are covered?
- What, if any, are available optional coverages?
- Is there a maximum amount that will be covered annually or per occurrence?
- What sets one company apart from another?
When researching pet insurers, check company websites for customer feedback to see the experiences of other customers.
If you aren’t sure pet insurance is for you, there are other options available. Companies such as CareCredit and Wells Fargo Health Advantage offer financing options based on the cost of the treatment provided by an ever increasing number of vets and vet clinics.
Regardless of the option you pick, pet insurance and other financing can help pet parents provide care for their four-legged family members.
Cat Fancy (May 2010) was a reference used for this post.
Ever been afraid of a vet’s bill?
Bolt, adorable Yorkie-Poo, guest commentator: My humans took me to the vet a few weeks ago for my regular check-up. During that visit, it was determined that I could benefit from a little extra “procedure.” This “procedure,” however, would cost my humans roughly $500.00. Now, it is not a necessary procedure, but is recommended. However, it got me to thinking, “What if something major happened to me and my humans could not afford to have the vet take care of me?” The horror of it all! I would not be around to annoy the bigger dog in the house or to bark at the wind.
As such, I have confronted my humans about pet insurance. I know for a fact they have medical insurance on themselves and those little rug rats running around the house. I also know they love me as much (if not more than at times!) those pesky kids! So, I have to ask myself before I present my case once again to the powers that be:
1.) Do my humans really love me?
2.) Do they want the best care possible for me, in the event I need certain medical treatment?
The answer better be a solid “yes!” I know that with pet insurance, they can confidently take me to the vet knowing that all of my needs will be covered without draining their bank accounts. (And I bet they will even have extra money for treats in the long run! How cool is that?)
Every pet will need medical attention at some time or another. With pet insurance, you can have peace of mind knowing that you have help with those expensive medical costs for accidents, emergencies, or illnesses.
The only thing that worries me, however, is that this pet insurance might not cover any cosmetic procedures. I was seriously thinking about getting my teeth whitened and perhaps getting a little liposuction. Not that I need it. I simply like to look my best. Now that I am posting on a popular blog, my fans have certain, shall we say, expectations of me!
Well, this is all food for thought. Speaking of which, the dog bowl is empty. I better go figure out what that is all about. If that big dog in the house has been messing around my stash, we are going to exchange some growls! Gotta run!
(Bolt had some help with this post by researching some information at www.petplace.com. He also recommends that you check out Joy of Living Pet Sitting Services in Kansas City. They are the kind of insurance you need when you go out of town and have to leave your precious pets behind.)
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